Start my application

Revenue-based funding

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours
Repayment
Daily or weekly ACH

Start my application

A barista owner taking a card payment at his counter.

Revenue-based funding

What it is, and how it repays

Revenue-based funding gives you fast access to working capital against future credit card or other receivables. Qualifying is usually as quick as the funding itself, because the terms lean on your sales rather than on your credit file.

It is not the right answer for every situation, but for an owner who needs money this week to buy stock or cover a gap, it is often the only one that moves fast enough.

On the climb

Where on the climb it tends to fit

Revenue-Based Funding most often opens up for businesses at this stage, though lenders decide case by case.

  1. 1
    Base camp · Under 1 YearThere is not much history yet, so a lender leans on what there is: the deposits going through the account, card takings, and the owner's own credit.

All five stages of the climb →

A young owner at her laptop in a greenhouse, her first season under glass.

What it gives you

Why owners pick this route

  • Low credit scores considered
  • Limited credit history considered
  • Can be funded in 24–48 hours once approved
  • No out-of-pocket fees

The application

Start your application

About two minutes: the amount, your details, how long you have been trading and a rough monthly figure. Free to send, and nothing is agreed until you accept.

The application is the way in, and it takes about two minutes.

The six

All six routes, this one marked

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%