Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
Line of credit
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
Line of credit
What it is, and how it repays
A line of credit gives you access to a fixed amount of capital that you draw on only when you need it. Think of it as a financial safety net: it sits there costing nothing until the day it earns its keep.
When you do draw on it, you can use it for almost any business need, and you pay for what you use rather than for the whole facility.
On the climb
Where on the climb it tends to fit
Business Line of Credit most often opens up for businesses at these 3 stages, though lenders decide case by case.
- 3Open ground · 3-5 yearsThe business has been through a few seasons and come out the other side. A facility that sits ready, rather than one lump sum, becomes a realistic ask.
- 4High ground · 6-9 yearsA long record is the strongest thing an application can carry. It is usually the stretch where a sizeable term loan for a second site or a large contract makes sense.
- 5The long view · 10+ yearsEstablished businesses are generally looked at for all six programmes, and for amounts toward the top of each range. The question becomes which shape suits the plan.
What it gives you
Why owners pick this route
- Flexible financing
- No obligation to use it
- Works for almost any business need
- Pay for what you use
The application
Start your application
About two minutes: the amount, your details, how long you have been trading and a rough monthly figure. Free to send, and nothing is agreed until you accept.
The application is the way in, and it takes about two minutes.
The six
All six routes, this one marked
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
