Short-term loan

Short Term Business Loan

Fund your business on your terms.

Funding amount: $10K – $1M
Funding speed: As quick as 1–2 days
Cost: Beginning at 6%
Term: Up to 24 months

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Short-term loan

What it is, and how it repays

A short term loan works like a term loan with a shorter payback period, usually a year or less. It is built for the things that cannot wait: an unexpected cost, a slow season, a short project that will pay for itself.

You may be in a hurry to get financing, but rushing into the wrong short term loan is expensive. A funding specialist goes through the offers with you before you sign anything.

On the climb

Where on the climb it tends to fit

Short Term Business Loan most often opens up for businesses at these 2 stages, though lenders decide case by case.

2
The first ridge · 1-2 yearsA full year of statements changes the conversation. Lenders can see a seasonal pattern instead of guessing at one, and more doors open.
3
Open ground · 3-5 yearsThe business has been through a few seasons and come out the other side. A facility that sits ready, rather than one lump sum, becomes a realistic ask.

All five stages of the climb →

A young café owner standing behind his counter, arms folded.

What it gives you

Why owners pick this route

A repayment schedule you know before you sign
Can be funded in as little as 1–2 days once approved
Put it toward whatever the business needs
No out-of-pocket fees

The application

Start your application

About two minutes: the amount, your details, how long you have been trading and a rough monthly figure. Free to send, and nothing is agreed until you accept.

The six